second is better, but too long and divisive. Need to sound poor to get their attention. Keep it at high school level.
Take the first and add this from the second:
“I have been a resident of (yourstate) since (year), and have been a financially
responsible citizen with an excellent credit history. I also have a college
education with multiple degrees, and a stable employment with a good salary.
Yet, I am not a home owner because home prices in (yourstate) have become
unaffordable to a middle class person such as myself.”