sduuuude seems to have put his (her?) finger on something important here: The OP doesn’t respond to many of the analytical posts, but responds with vigorous outrage at the less kind ones.
I’ll play FBI profiler here: The OP is a woman who is in major nesting mode, who has already decided on the house she wants. It happens to cost $800K, and she wants support for her anger that she is being denied it now simply because she cannot afford it now. (Afford it now means you can pay $800K, or convince someone to give you the difference if you pay less.)