Are you not seeing appraisals coming back at *exactly* the contract price again? As you know, this was the norm during the bubble. Things did tighten up in the early years of the bust and appraisers weren’t doing this nearly as much, at least for awhile, but it sounds like things are getting looser, again. I’ve not been involved in any deals recently, so not sure if things have reverted back to “the good ol’ days” of tacit appraiser-realtor agreements, or not. What are you seeing?