[quote=sdrealtor]Does rising up from a lower class upbringing through community college to a state university to an Ivy League Medical School and residency at the Mayo Clinic while living on Top Ramen and driving a 20 year old car to get through it all not indicate character? Why should that be ignored? . . . [/quote]
Well, that’s a good question. Unfortunately, this type of “character” is not shown on a credit report and there is no credit for it on a FICO score. I would say if that individual could continue to eat Ramen while they bring in their “mid 6 figure” income and retire their “massive” student loan debt ASAP, then this act would show up on their credit report and FICO score and indicate good “character” for paying off their debts.
