sdrealtor is probably right in that there is usually two sides to the equation, but when I hear stories like this, and the fraud and corruption that must have played a part in this whole mess, and now they are saying TARP money is being “stolen” by banks, I am glad my wife and I took the decision to leave California. We’re going to ride our the recession on the Big Island, and if after a year, the recession has knocked some sense into this place, we may return. So far I’ve seen enough to convince me otherwise.