[quote=SD Realtor]No Desmond I think you could not be more incorrect. [/quote]
I think your incorrect. Those buyers and borrowers are living in a mess. They might be skipping some payments, etc., but ask any of them if wish they had not bought or borrowed and see what they say. Those that did not buy might complain but I bet few if any would want to be in that situation. Anyway, I usually have a smile on my face.