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March 17, 2009 at 12:21 PM #368498
IONEGARM
Participant

[quote=SD Realtor]I will have an answer on the FHA guidelines for spouses in a few moments.

I can say this, right now the government is pushing very hard for FHA approval on purchases. Pushing… very very hard.

Thanks government![/quote]

Most FHA lenders are adding in a 620 min FICO overlay to their FHA loan qualification.

I don’t think the government is pushing that hard. FHA is understaffed and now represents a huge chunk of the market.