SD Realtor wrote: Let me know of any secrets you come across with to help keep your wife patient as I am running out of tricks.
To all those with this problem let me say that the solution I found that worked the best was to go rent a really nice place. (With a big emphasis on the word nice!) My wife was really after me to buy, putting on daily pressure, but I was reluctant for all the reasons that people write about here. (We have a good bit of money saved so we could afford to buy, I just didn’t think it was a good idea.) We were living in an apartment that was okay, but just okay, certainly not as nice as we could afford. But we were saving money. But I realized that living in the less than ideal situation was making things all the more difficult. So, I went out and found a really nice house to rent. Yes, we are spending a lot in rent, but still less than we would be losing if we had bought. Now my wife’s concern is that we are living in a house that is nicer than we will be able to afford. This seems to be much easier for her to deal with, and lately she has not put any pressure on me to buy a place. (Probably because she realizes that buying will mean a step down in living conditions.)
Anyway, bottom line, if your wife is after you to buy, go rent the nicest place you can find/afford. You might not be able to bank as much money, but then again you are living well, not watching your equity shrink, and rents are still half what a mortgage payment would be. Overall a much better deal. I highly recommend this strategy.
