sandiego, I found your post to be uplifting. *Ba dum chhhh*
Two things…
One, does she have to go to a Plastic Surgeon to the Stars? $10K seems pretty steep for a new set of cannons. Here in SD there are many a good surgeon who will do this for $6K or so.
Second, if she can pay you back in “6 months” – let’s take her at her word – then she can put this procedure on a credit card and pay off the balance in, say, 7 months (adding in the impact of interest). Even at a high rate of interest, paying a loan off in 6 months doesn’t result in a very high dollar amount of interest paid (because the amortization is so rapid).
Lemme guess… her credit’s shot and she’s maxed out her credit cards…