Rustico, sorry, I missed the “wait for the bank…” comment first read.
As for my scenario, I wouldn’t want to do that either, but only because I wouldn’t be able to enter into the loan agreement with good conscience. Living rent free for a good part of a year is quite nice when you don’t have a dual-income, been around the block for 2 decades bank account. But perhaps I’m simplifying that scenario too much…there are probably negatives that are more difficult to see from the outside looking in (collections, social-stigma?, moving, I’m reaching, that’s all I got).
