Right on! What you folks are saying is starting to echo what the lady at Wells told me, more or less.
I’ll look into the military Credit Unions also. Beating the pavement is inevitable but this helps me narrow things down and screen out the BS loan agents.
Yeah I’ve read about ChaFa. There is another one for downtown through Centre City Development Corporation. It goes up to $75k down or 25%, whichever is less. Of course downtown has some more crashing to do before I would want to use even this loan. Then there’s the MCC. I believe there is another silent second program for the rest of SD county. Not sure. Maybe its ChaFa I’m thinking about.