[quote=Reality][quote=plm]
Actually I think that selling and buying back later at a lower prices is a way to have even better returns but much riskier since you have to time the market properly. Isn’t it safest to buy and hold and just don’t sell when they market crashes?[/quote]
What if when you need retirement income coincides with the crash?[/quote]
Well this last crash only lasted for a few months… But seriously, I have enough cash for a couple years worth of expenses and I have rental and significant dividend income as well so its unlikely I will have to sell at the bottom.
