Ray no comment on the quality of the chiro or not. However it took me a BIG hassle to get flex to pay for my wifes chiropractic treatment. All this pretty much depends on the flex administrator cuz a few years ago the administrator we had would pretty much take any treatment carte blanche. This admin however is a pain in the ass and we had to have a letter from my wifes primary authorizing the treatment or something to that effect. My advice is to check with the flex admin prior to getting the treatment.