R.O. if you think it is such a good time to own real estate why are you selling a very nice SFR, in a nice part of town? I am just curious.Do you plan on moving up since it has paid off so well? Maybe you could link it again so everyone can see what I am talking about? Is it that you don’t like alligators but you think playing with them is fine for everyone else. Is it a “misery loves company” thing? Maybe you can use your personal story to convince the O.P. of your sound reasoning?