Nobody’s in a huff about your analysis and I don’t disagree with your position that the SD real estate market is heading down. (I do regarding the degree to which it’s going down, but that’s another post.) What DOES bug me is your constant use of blanket statements to make your point. There is no place for such statements in thoughtful analysis and in my opinion your use of them detracts from your otherwise valid points. I used to be like you — constantly seeing things as black and white when they weren’t. Perhaps that’s why it bugs me so much.