I’ve had money in mutual funds since 1990 or so, and I always will. The returns are better over time than any other investment. I didn’t lose half my money in 2000, and I don’t invest in individual stocks. I prefer conservative mutual funds, including some income funds, that don’t do quite as well in bull markets, but which do way better than the market as a whole in bear markets. Weren’t you advising people that we had to get out of the stock market 4 or 5 months ago?
