Private companies would be prosecuted for deceptive marketing practices if they promised multi-million dollar payouts, but only paid only 50K per year per million won. Only recently has CA given lump sump payout option. So JSP winning a few million is typically only getting a 100-200K per year but thinks he is rich and speding like he has 6M in the bank. Pretty stupid, but then again most people (even here) think he had 6M in the bank.