Powayseller, there are answers available for these questions, and I’d be happy to share my thoughts on them with you, but I hold that the discussion, and the board, will degrade quickly if we begin to discuss war politics. There are just too many emotion-driven opinions, too little fact-checking, a general reluctance to consider that one’s strongly held feelings might not match the facts… a scenario not unlike that which has fed the RE bubble. You may reach me via devin at badgers dotcom, I welcome a respectful discussion.