Pnilesh try to keep the faith and convince your wife that by waiting you will save money and thus be able to provide more for the family.
Yes I do believe that townhomes in 4S will continue to depreciate. I did not mean to convey that homes will not depreciate in these more desireable markets. I just meant (in this thread at least) to try to provide some data so that we can all identify distress activity in these two locations. Getting back to your question it is a hearty yes they will. You just need to try to buy some time, even a year will help but 2 or 3 would be awesome.