[quote=peterb]Theories should have some analytical basis as support. Consider the logic, place your bets. History may not exactly repeat itself, but it sure does tend to rhyme.
Here’s a couple that I find compelling:
I’m missing your point. Some of the links explicitly says that in the low-cost area the pain training has passed through already because it was largely subprime. If you are talking about coastal area, I think we all agree there’re a lot rooms for price to drop.