Okay, well if you need that money short term, you should never, ever short anything. Now that is insane if you need the money in the next couple of years. You should not go long either. Stay in money market or CDs.
I did say, if you have decades to invest, and specifically 401K, to dollar cost average into the market, and add more during down market times.
So where is the stupid? I think that stupid is where you need the money for medical, or buy a house, or anything short term, and that money is in the market, long or short.
wow, and yet you are going to load up on puts and shorts.
Okie dokie spanky!