O.K. Ms. Miller, let’s go over the mortgage bailout, also known as the “greedy, stupid, or both, but most likely greedy person who doesn’t feel like they should take the pain of their own stupid mistakes bailout plan” pre-qualification questions. First, I have to ask, were you over the age of 18 when you filled out the mortgage documents and then signed them? Yes? O.K. then. Were you mentally incapacitated at the time? No? O.K. then. This one’s sometimes a little touchy, but are your mental facilities at the level where you would be considered “Mentally Retarded” Ms. Miller? A little slow doesn’t count. No? O.K. Then. Oops, I almost skipped the last question, were you under any type of duress while signing the mortgage paperwork Ms. Miller, No. O.K. then Ms. Miller it looks like you don’t qualify, sorry, have a nice day!