Not a bad strategy CAR. I think it is one of those to each his own. I agree that rates will move up but not the kind of movement that will be the Holy Crap movement that we will need to crater pricing. I don’t think that kind of movement will come for awhile now. To the extent they move up so that they do inhibit some sales, yeah I could see that happening into the fall and such but again, I don’t see the big event happening for a few years.