[quote=northparkbuyer]The owner almost certainly had a will, but from what I know she may have placed everything in trust to her grandkids (also living in the house) and made the daughter/tenant the executor of the trust. For whatever reason, she didn’t use the estate funds to pay the mortgage.
Thanks bearishgurl, for the information. It was very helpful.[/quote]
northparkbuyer, if what you say is true here, there is a GOOD REASON why someone would use a “generation-skipping trust” in favor of their grandchildren instead of their own child. IMO, the decedent’s “fatal error” here was appointing her daughter (the “mom”) as executor of that trust as it completely defeated the purpose of it.