[quote=no_such_reality]You can still buy whatever policy you want through the private markets.
If you go through the health exchange, they’re standardized.
Will the insurance industry adapt? Sure, and yes, companies will choose not to offer plans that have just a handful of clients.[/quote]
nsr, I’ve already talked to a couple of brokers. The insurance companies have already “adapted.” Neither of them advocated signing up for ANY plan until after October 1 when Covered CA provisions will be more “fleshed out.” They can’t guarantee that ANY plan a CA resident signs up for today will even be in existence in 2014 or throughout 2014.
They will be able to advise on which plan within the exchange is the best plan for an individual or family to sign up for.
Obamacare is “here” and I have to take my statutory six-months notice of continuing coverage from my carrier and wait it out until the fourth quarter of 2013, when I will be able to apply on the exchange.