[quote=njtosd]Here’s my concern – let’s say you find out you have a (significant) genetic disease. Do you now have an obligation to disclose that fact when applying for health/life insurance? . . . [/quote]
The above emphasized quote is no longer true for health insurance applications, nj. It hasn’t been true since President Bush signed the Genetic Information Nondiscrimination Act of 2008 (GINA) into law on May 21, 2008.
In any case, now “pre-existing conditions” (as is the presence of an inherited disease) will no longer be used to underwrite a health insurance policy or plan under the HCRA.
This is only fair since none of us were able to “choose” our parents :=0 Discrimination against persons with an inherited disease (or the propensity for one) aligns right along with race/nationality discrimination.
