Home › Forums › Financial Markets/Economics › Retirement Planning: Reducing Return Target and Risk? › Neither 4% nor 8% yields are
Neither 4% nor 8% yields are realistic assumption for long term portfolio returns.
Your specific question needs further assumptions to answer IMO like marginal utility of wealth.
As a general answer, I think the Vanguard people are smart and trustworthy and their age cohort funds are probably the best answer as to ideal risk.
