My plan now is to go with the Anthem/Blue Cross Plan Silver 70 EPO, with the monthly premium of $520. Before I sign up through the Marketplace though I will check to see if it’s cheaper to buy directly from Anthem. Does anyone know if plans purchased outside the Marketplace have the rates locked in for 1 year?
The Anthem Silver 70 EPO has a $2,000 deductible and $6,350 max out of pocket. Also, copays are not subject to meeting the deductible, so primary care visits are $45, Urgent care is $60. And 1 annual preventative care visit at no cost.
I appreciate everyone’s feedback here. I’ve had very little experience with medical issues and so have very little knowledge about how insurance works and what all the terms mean. I’ve learned quite a bit an the past few weeks.
