My house is fine BG, what irks me is that the bank has absolutely no risk at this point on my place. Right now it would easily sell for 20% more than I currently owe on it, and I mean like tomorrow I could sell it for that, so if the bank has a 20% buffer tell me how they are risking anything. I did just install a Pergola on my back patio and I’m going to paint it along with 4 andirondack chairs to match the trim of the house.