My bain is reoccurring bills. Anything I have to pay monthly I want to reduce or eliminate.
Cell phone – was paying almost $100 for a smart phone and a feature phone, WITH a 20% employer discount, a few years ago… Now I’m on Ting – and I paid $68 for 4 smart phones, 3 have data plans. I buy the phones used on ebay/amazon/glyde. My highest bill was $78 (and then I threatened my son to not stream videos on the school bus – to wait till he’s someplace there’s wifi.
Cable – I screamed at time warner – I now have cable and “standard” internet for $35/month. The cable is as basic as it gets- NO hi-def channels, no premium anything (not even cnbc), no TWC provided equipment… I actually tried to cancel the video portion altogether – but this was the cheapest option.
Don’t eat out a lot… Embrace your inner chef. We buy good quality ingredients and cook at home. We have nice wine with our meals. Our food budget for a family of 4 is $1000/month… with very little of that being restaurant meals. And our food is yummy.
I picked up shopping for seafood and produce at Zion and 99Ranch from AN here at Piggington. We eat a lot of fish – and Zion is a great place to buy it for very little money.
Be your own labor. We put in a paver driveway and did the labor ourself. Saved about $7000 over the lowest bid we got for a contractor to do it. It was hard work but it came out pefectly and was only 4 days of hellish hard work.
