More on union bank of CA (www.uboc.com): I opened an account with them today and found their service to be outstanding. I’m also getting a good rate on my cd’s there: 4.0%. This is not the advertised rate (which is closer to 2%) but they were very flexible.
This is the only bank where I’ve walked through a “weapons detector” with a double-door entry (the kind that locks a robber in) past an armed guard into the service area. They also gave me a safe deposit box. I’m not paying any fees on any of the 4 accounts I opened there today.