[quote=moneymaker]I think I know what they should come up with, an electronic personal assistant.[/quote]
What? You think the technology is ready to come up with a good electronic personal assistant?
Often time when people are criticizing that Apple is not as innovative as when Steve Jobs was there, they forgot that innovations need to stand on top of the latest technology feasibility, including the resulting price point.
I, for one, think mobile wallet is more feasible. It is a digital age now, why do we still need to carry ID, membership card, credit/bank cards, insurance proof, etc while everything can be displayed in digital format perhaps even with source authentication? Smart phone penetration in US now is high enough for people to come up with new business model around it, rather than an extension for PC and TV, which is pretty much how it has been used so far.