Mmmkay, whatever. I put everything on the credit card and pay it off every month. I have 2 rewards cards so when I max out the yearly return on one I use the other. I would still make out ahead with an annual fee so I might still use it. But they start pulling the charging interest at purchase crap or pull the rewards and I’m out. Either take the small amount of revenue you earn off of me or nothing, it’s up to them. I’ll just go back to debit, or cash, or be the person in line holding up everyone else writing a check. 😉 People who pay off their balance every month have the cash and thus have alternatives so it’s a bad business move on their part.