Me too. All my junk is in CDs but it would be nice to have a juicy etf right now that could withstand subprime, politics (especially middle east i.e. oil), and irrational exuberance. There’s so much going on right now with Iraq, Iran, Afghanistan, Korea, China, Europe, and the U.S.A. I guess we could go to Africa, India, or South America, but those guys are affected by everyone else. Aaargh! When I think about it I run back to CDs.