Marion, I own nothing. I rent in Northpark and have never owned a property in my life. I have also never, ever, defaulted on a debt. There are too many people using situations, like yours, to avoid their own responsibility. For each month you live there, you pay rent to the person you signed a deal with. When and if the courts determine that has changed, then you deal with that situation. No amount of threatening or insulting phone calls/letters changes that. If the situation is that bad, move out. If not keep paying rent to the person you signed a lease with.
Sure, there are always reasons why to you it sounds reasonable to not pay. They aren’t reasonable. You asked for opinions, I gave you mine. I have no vested interest in whether you pay, except my belief in following through on obligations. As long as you live there, you owe rent.
Your whole argument rests on the case that because other people are abrogating their agreements, you should be able to abrogate yours. hmmmm, that doesn’t sound right, reasonable, or mature.