lk, odd fact: fire protection was privately provided. Go walk in the historic district in Philly. Look at the nice brownstones from the 1700s. Note the small plaques on the front on some of the houses. That plaque indicates that they paid for fire protection.
Cruel, but true in the old days: if you had not paid for fire protection, you did not receive fire fighting services.
Such forced you to save and pay. Now, folks just rely on others to save and pay.
Take nsr’s counsel and look at the things that government runs, today. Do you really want them running your healthcare? Then, logical next steps, do you really want government specifying and providing your food (tofu for all), your housing (tan Billy boxes for all), and your car (white Prius’ for all)?