If you put a little thought into this idea it might be the dumbest idea I’ve ever heard of. Just think though some of these thought experiments.
1) Does a single crackhead mother of a gangbanger son who’s been convicted of multiple crimes get a check for $2 million when her son gets killed?
2) Does a husband or wife get a reward of $2 million when they successfully get away with having their spouse killed.
3) Do you get a check for $100K when you accidentally get shot in the foot by your hunting buddy. Are you sure it was an accident, what if it was on purpose?
It would be good for for the insurance business. It’s probably also good for your real purpose in proposing the idea. In essence you want to charge enough for people to own a weapon so they’ll give up the ownership of that weapon. If I charge $2000 per year to drive a car I bet I fix a lot of the traffic problems.[/quote]
I’m not sure what kind of liability insurance would pay those claims, unless there is a concurrent change to current liability laws. But is your argument really that we shouldn’t require insurance because there would be insurance fraud?
