Like most forums, the problems with FiH’s advice is that it’s coming from someone who tends to do a lot of work on his own properties. For someone who comes here saying they know nothing, it’s worth at least doing the basics and pay the money.
Buying a home is a liability and getting stuck with a few hundred k vs saving < 1k is stupid.
I saw it all the time in my work in tax, finance, tech, dating, you name it...Everyone feels they are an expert, but most people give flat out wrong advice.
Not saying it's happening here, but when a buyer says they know absolutely nothing, it's better to pay for some honest hand holding.
Here's his first line:
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First off - I know nothing, absolutely zero, about what the process is in getting a loan for a home. Any tips or advice from the Piggs on how this process works and who to go through for the loan?
"
I say just call HLS, some people here have had honest help from him and ask him these questions.
At the end of the day, I question how much people save by going it alone sometimes.