Sorry to hear about your situation. Wish I had the answer, but we’ve been sitting in ~1% cash accounts for too long, ourselves. What REALLY sucks is when you have good CDs or bonds that get called. Just happened to me **AGAIN** last week. The only good news is that the rest of our fixed income stuff all has call protection.
This has got to be one of the worst investing environments in decades.
Just remember, return OF capital vs. return on capital. Good luck with whatever you do.