[quote=kev374]I think I still did not get an answer to the question – if you had $300,000 sitting in the bank in CASH, what you would do with it now???
How would you diversify? What type of funds would you buy?
I want to get neutral advice from regular people without vested interests because I DO NOT TRUST financial advisers, I think they are scam artists.[/quote]
If you are putting it all in the market it would probably depend a lot on your personal financial situation (age/personal liquidity etc.) and what you are planning on using it for (extra income/retirement/day to day living expenses/gamble).
I’m not a professional, but my strategy is to put it into low fee index funds that are based on the S&P 500. Personally I would put in about 5% or so a week (dollar cost avg) until I reach the amount that I feel comfortable with. Again depending on your age, you will want to diversify you funds with more/less in bonds, international, small cap/large cap etc.. For investment firms, I personally like Vanguard funds. They have a lot of no load options.
