[quote=kev374]decided to skip the new car for now, going to wait until next year. In the interim I could always rent a car through relayrides.com if I get the urge to do a Sunday drive.
Given the ridiculously low amount I drive I think the ala carte approach of renting when the need arises makes more financial sense as I not only get to drive various cars but also don’t have to deal with the overhead of maintenance, insurance and the headaches of parking (I have only a 1car garage and street parking in a PITA)[/quote]
Good decision, IMHO. Flu, flyer, JoeC, etc. all made some good points, too. Save more, think seriously about what you want in the future: wife, kids, house, etc. That will have a major impact on every part of your life, especially your finances. Also make sure your wife-to-be and you agree on long-term plans for childcare, taking care of parents in old age, etc. What if one person needs to leave work in order to manage caregiving for kids or parents (don’t forget potential illnesses where you might **need** a full-time caregiver)?
