@Jumby I don’t have the program. You are so stuck in the rut of thinking I’m a sales guy for this. LOL, If I was, Why would I want to argue with you? The know it all.
I am not the only one who was calling it a sales job. Your refusal to discuss the approach and how it worked, vs how it was different than standard prepay, your touting their ‘brochures’, refusal to bring data all flagged it as sales to more people than just I.
In God We Trust, for everything else, bring data.
I just want the community’s 2 cents.
And you got it in spades.. yet you kept re-presenting their pre-cooked statements and rebuttals… and did not present data, nor did you debate the fundamentals of the program nor the basic weaknesses of its precepts. What also probably got many people was the presented concept that you could magically make the mortgage disappear by taking on, of all things, another (higher rate) loan! For things like that, you bring numbers. Salesmen take the approach of repeating precooked responses ad-nauseum, avoiding debate on the fundamentals of the issue. If you are not a salesperson, then you were definitely sold on the product.
If you check back on the historical comments, you will find that I took a balanced approach. I only resorted to stronger statements when precooked responses were thrown back that did not address the statements that were made.
