3.2X !!!
income is 20k more and homes are almost 200k cheaper.[/quote]
I agree with you 100% that San Diego is overpriced compared to many other cities.
My simple point is that right now in 2010, in terms of monthly costs relative to rent or income San Diego (in aggregate and in many median-priced neighborhoods, such as Clairemont) is more affordable than it has been since at least 1977.