[quote=jpinpb]Would you not be able to do a 3% FHA? Pretty close to zero down, depending on the loan amount.[/quote]
If you can get 3% down, get the seller to pay all the costs, and creatively get a 3% loan from the seller or someone, then you’re at very little financial risk, as far as I can see. It would be worth determining your eligibility for all the different programs for irresponsible people and systematically maximizing your upside while covering yourself on the downside. I am sure there are services that can advise on how to do all this very effectively. Where are our realtors?
