So I guess the next question is has income gone up dramatically from 1996. Mine hasn’t. Maybe it has for some people. But I want to exclude the HELOC factor and talk just straight wages. Anyone have numbers?[/quote]
jpinpb – Those numbers are taken into account in Rich’s charts that I point out. The numbers are ratios of payments to income and payments to rent. The change in income is taken into account in those charts.