[quote=jpinpb]Any moral qualms are overshadowed by a conviction that the banks created the crisis by snookering homeowners with loans that got them in over their heads.
“They’re all crooks.”
[/quote]
Well, at least these folks have acknowledged their own role in the fiasco. The banks fucked up. It would be nice if the borrowers would acknowledge that they fucked up as well. But it looks like that ain’t gonna happen with most folks. Which is why folks like this will fail over and over again throughout their lives: they lack the introspection to acknowledge their own role in their failures and, thus, learn from them. I feel sorry for these folks. They’ve got a whole life of greater disappointments ahead of them, largely of their own making.
