Josh, it is alarming to contemplate. My focus is not just buying a house in PB. That has even changed, though I haven’t announced it here, so understandable you would assume that. I do have other issues occupying my mind. As far as the banks closing, I think it would cause panic and it makes me ill to think about. Everything that has happened and is happening is so out of our control and frustrating. While we can plan for the worse (which I have), I would prefer not to concentrate on every worst case scenario and make myself crazy. Sometimes it gets overwhelming to be inundated w/dire news.