The terrible investment theory makes no sense unless you cherry pick.Cherry pick in favor of a large set of different people and different houses and it’s a totally different story.[/quote]
Yeah, “cherry-picking” the currently (anything could change) “well-heeled” set that was rooked into agreeing to no-doubt exorbitant MR and a min of 50 mins underground on a BART train to Jack London Square (OAK) or 1+ hrs to the Embarcadero (SF) – and that’s after traveling to Dublin to the park-n-ride to board! Not to mention boarding a SAMTRANS bus (or light rail) afterwards for any Silicon Valley job they might have.
OR traversing the SF Bay, SM or Dumbarton bridge to work by car 1 – 1.5 hrs one way (depending on city of employment).
Good L@rd!!
If they’re lucky enough to have their employer in Alameda or Contra Costa County, they are MUCH better off!
I fail to see here where Arzaga’s “local” clients are having such a “wonderful `lifestyle,'” lol …