[quote=j]Union Bank of California may be safe. From what my ex says and their EPS may back it, they did not make stupid loans. They are mostly owned by a Tokyo bank, and the crazy Japanese must not like subprime and Alt-A. They do charge fees for checking and stuff.
What, charge fees to make money instead of giving away loans to people that can’t pay them, that will never work.[/quote]
My Mom has a CD there. It has been paying her a whopping less than 1% for the last 8 years. Unless you have direct deposit, they charge for checking too.