It’s seem to me that we are the true victim’s here. Houses are more expensive and loans will cost more for the consumer. These idiots that supposedly fell for the scam (more like willing participants)are crying all the way to the bank. It’s always someone else’s fault. What about the greed. People you bought at the wrong time. Whose fault is that. Please look in the mirror and start pointing that finger. Greed + bad timing + stupid loans = foreclosure.